Mint was shut down by Intuit on 23 March 2024. American users were pointed at Credit Karma, another Intuit product, and even they lost transaction history, budgets and goals in the move. Indian users were pointed nowhere at all, because Credit Karma does not operate in India. Two years later a surprising number of “best expense tracker” lists still recommend Mint, which is a reasonable signal of how carefully those lists are maintained.
Mint has not existed since 23 March 2024. Its official successor, Credit Karma, is available in the United States, Canada and the United Kingdom — not India. So there is no direct replacement, and the practical question becomes which part of Mint you actually relied on: automatic transaction capture, budgeting, or net worth. Those have separated into different products in India, and the capture mechanism is the part that matters most, because it is the part that either works on your phone or does not.
Intuit announced in November 2023 that it was winding Mint down and consolidating its consumer finance offering around Credit Karma. The app went dark on 23 March 2024. Users had until that date to export or migrate, and the migration was partial: transaction history, custom categories, budgets, goals, bill reminders and recurring transaction labels did not carry across. Credit Karma is a credit-monitoring product with some money features, not a budgeting app rebuilt to match Mint.
For India the question stops there, because Credit Karma has never launched here. Its international expansion went to Canada and the United Kingdom. An Indian user who built five years of categorised spending history in Mint has no successor product from the same company and no import path into one.
If a “best expense tracker apps in India 2026” article still lists Mint, it was not checked before publication. That is worth knowing about the rest of its recommendations too — particularly the pricing, which changes far more often than an app’s existence does.
Automatic transaction capture. Mint’s core trick was connecting to your accounts and pulling transactions in without you typing anything. This is the hard part to replace in India, and the mechanism differs by app: some read your SMS inbox, some read app notifications, some parse email alerts, some ask for net-banking credentials through an aggregator. Which of those an app uses determines whether it works on an iPhone at all, and what you are handing over.
Budgeting. Category budgets with alerts when you overshoot. Almost every tracker does some version of this, and the differences are mostly presentation.
Net worth. Mint tracked accounts and balances together to produce one number. In India this has largely become the territory of investment platforms, which show you the slice they hold and not the rest — the gap the net worth tracker page is about.
Apple does not allow third-party apps to read the SMS inbox. There is no public iOS API for it, and the message-filter extension that does exist is sandboxed away from the app’s own storage. So any Indian tracker whose capture layer is built on reading bank SMS is, on iOS, either not available or operating on a different mechanism than it does on Android.
That is a structural fact rather than an opinion about any particular company, and it is the single most useful thing to check before installing anything: where does this app get its transactions from, and does that source exist on my phone? The iPhone expense tracking page goes through what remains possible on iOS, and the SMS permission page covers what you are agreeing to when an Android app asks for inbox access.
TLDR Money reads the transaction alerts and statements your bank already emails you, which is a source that exists identically on iOS and Android. No net-banking password, no SMS permission, no account aggregator consent. It is a subscription rather than a free app, which is the honest trade: Mint was free because Intuit monetised the audience, and the shutdown is what that arrangement looks like when the numbers stop working.
It is not a Mint clone and there is no import path for your old Mint export, because there is nothing to import into — the categories and history are gone. What it can do is start capturing from your inbox going forward, including whatever historical statements are still sitting in it.
Mint shut down on 23 March 2024. Intuit announced the wind-down in November 2023 and directed users to Credit Karma, its other consumer finance product. The migration did not carry across transaction history, budgets, goals, custom categories or bill reminders.
No. Credit Karma operates in the United States, Canada and the United Kingdom. Its international expansion did not include India, so Indian users who relied on Mint have no successor product from Intuit and no migration path.
There is no single equivalent. Mint combined automatic transaction capture, budgeting and net worth tracking, and in India those have separated across different products. The capture mechanism is the part worth choosing on, because it determines whether the app works on your phone at all.
Because they were not checked before publishing. An app that has not existed for two years appearing in a current recommendation list is a reasonable signal about how carefully the rest of that list was verified, particularly the pricing and feature claims.
Practically, no. Mint’s export was a CSV of transactions, and Indian trackers are not built to ingest it — the category taxonomy, account structure and merchant naming do not map. Starting fresh from the statements and alerts still in your email is usually faster than trying.
TLDR Money reads the alerts your bank already emails you — the same on iPhone and Android. No net-banking login, no SMS permission. Subscription only, so there is no advertiser or lender deciding how long the product lasts.
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Facts on this page verified 5 August 2026. Anything about another company changes without notice; if something here is out of date, tell us at [email protected] and it gets corrected.
This is an explanation, not advice about your money. TLDR Money is not a registered investment adviser and earns no commission on any product mentioned. Where another company is described, the description reflects publicly available information on the date above and may since have changed.