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Comparisons, and what we will not compare

Comparison pages in this category are mostly written to sell something, which is why so many of them still recommend an app that shut down in 2024. These are written the other way round: the facts get verified first, the date is on the page, and where a claim could not be checked, the page does not exist.

Why the list is short

Writing that another company charges a certain amount, or lacks a certain feature, requires checking it on the day of writing and re-checking it afterwards. Pricing and feature sets change often and without announcement. A page asserting a competitor’s price from memory is how “best expense tracker 2026” articles end up recommending Mint two years after Intuit shut it down.

So these eight exist because their claims are matters of public record — an acquisition, a shutdown date, a published inflation target — or because they make no claim about another company at all. More will be added as their claims are verified.

What each comparison has to answer

Every page here works through the same four questions, because they are the ones that decide whether a money app suits you. What the tool can actually see, which follows from how it gets your data rather than from its feature list. What it needs from you to see it, whether that is a bank login, SMS permission, mailbox access or typing. How it is paid for, since a free app still has costs and they are recovered somewhere. And what happens to your data afterwards.

Those four rule out more options than any feature table. A tracker that reads the SMS inbox cannot work on an iPhone, because iOS has never allowed it. One that connects to your bank sees more than a mail-reading tool and asks for far more trust to do it. A broker app shows only the holdings it custodies, so it cannot produce a net worth figure on its own. None of that is a flaw in the products; it is what their design allows.

Where a comparison here concerns TLDR Money, the same test applies to us and the answer is on how we make money: subscription only, no commissions, nothing sold on. Where a claim about another company could not be verified on the day of writing, it is not on the page at all.

The version of us that fits in one line

Designed to read the bank alerts already in your inbox, on iPhone or Android. No net-banking login, no SMS permission. Paid by subscription, so there is no lender, advertiser or fund company deciding what you see.

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We’ll email you when it’s ready. No spam, ever.

These are explanations, not advice about your money. Where another company is described, the description reflects publicly available information on the date shown on that page and may since have changed.